Terms & Conditions

01. Acceptance of Terms & Eligibility

These Terms and Conditions ("Agreement") constitute a legally binding agreement between you ("User" or "you") and the Intelligent Quantum Finance ecosystem ("IQF", "Protocol", "we", or "us").

To access the platform or participate in any token distribution, you represent and warrant that:

• You are at least 18 years of age or the age of legal majority in your jurisdiction.
• You possess full power and authority to enter into this Agreement without violating any applicable laws.
• You are not a citizen, national, or resident of any jurisdiction subject to comprehensive sanctions (including OFAC, EU, UN, or UK sanctions lists) or where cryptographic token acquisition is prohibited by law.

02. Decentralized, Non-Custodial Protocol

IQF is a decentralized Web3 financial protocol running on the Binance Smart Chain (BSC Mainnet, Chain ID: 56). The platform provides decentralized interaction interfaces with immutable smart contracts.

The IQF team does not hold custody of, control, or possess access to your digital assets, cryptographic private keys, seed phrases, or external wallet software. All token transfers, presale swaps, and staking interactions are executed directly on-chain between your self-custody Web3 wallet and the verified smart contracts.

03. Verified BEP-20 Smart Contract & Tokenomics

The native utility token of the ecosystem is IQF, deployed natively on Binance Smart Chain according to the BEP-20 specification:

The smart contract contains no hidden minting functions, no inflationary issuance, and no owner backdoors. Supply is permanently hard-capped at 50,000,000 tokens on Binance Smart Chain.

04. Presale Swap, Transactions & No Refunds

Participants acquiring IQF tokens through the on-chain presale swap using BNB or USDT explicitly acknowledge and accept that:

• Transaction Finality: All blockchain transactions on Binance Smart Chain are irreversible and irrevocable once confirmed by network validators.
• No Refunds: Cryptographic token purchases are final. There are no refunds, chargebacks, or transaction reversals under any circumstances.
• Gas Fees: Users are solely responsible for providing sufficient BNB to pay network gas fees required by Binance Smart Chain miners/validators.
• Price Slippage & Volatility: Exchange rates and valuation of cryptocurrencies fluctuate based on market conditions.

05. Algorithmic Trading & AI Analytics Disclaimer

Any algorithmic charts, quantum trading simulation terminals, indicators, or machine learning forecasts displayed on the website are provided solely for analytical demonstration, backtesting, and computational utility.

Nothing on the IQF platform constitutes financial, legal, investment, or tax advice. You must perform your own independent diligence and consult licensed financial professionals prior to deploying capital in decentralized markets. Past simulated or historical performance does not guarantee future results.

06. 3-Tier Referral Uplines & Promotional Airdrop Terms

The IQF ecosystem features a 3-tier on-chain referral incentive program and an Initial Token Offering (ITO) community bootstrapping allocation. Participation is subject to the following fair usage rules:

• Users must not engage in Sybil attacks, bot creation, or automated scripted spam to exploit signup airdrops or referral rewards.
• Referral commissions are calculated and settled pursuant to smart contract logic. Any malicious attempts to manipulate referral structures may result in protocol blacklisting.
• The protocol reserves the right to audit and nullify fraudulent promotional balances generated via automated exploit scripts.

07. User Wallet Security & Responsibility

You are exclusively responsible for maintaining the confidentiality and physical/digital security of your private keys, seed phrases, and hardware devices.

IQF will NEVER ask for your private key, seed recovery phrase, or password. If you lose your private key or grant malicious permissions to third-party phishing applications, IQF has no technical capability to recover or restore your assets.

08. Limitation of Liability & "As Is" Warranty

THE PROTOCOL, WEBSITE, SMART CONTRACTS, AND ALL DIGITAL ASSETS ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT SHALL IQF, ITS FOUNDERS, CONTRIBUTORS, DEVELOPERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF FUNDS, PROFIT, REVENUE, DATA, OR CRYPTOGRAPHIC ASSETS RESULTING FROM BLOCKCHAIN FORKS, GAS PRICE SURGES, RPC NODE DOWNTIME, OR SMART CONTRACT VOLATILITY.

09. Protocol Amendments & Governance Updates

The protocol reserve governance reserves the right to modify, amend, or update these Terms & Conditions from time to time to maintain compliance with evolving regulatory standards and decentralized protocol improvements. Continued use of the website or smart contracts following any posted changes constitutes formal acceptance of the modified Terms.